45 Indonesian Citizens Become Victims of Scammer Companies in Laos

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By:

Team of Hukumindo

Previously, the www.hukumindo.com platform has talk about "This woman lost IDR 2.38 billion Because of Fraudulent SMS", "How To Report Online Scammer Or Fraud To The Police In Indonesia", you may read also "What's The Difference Between Police Report and Public Complaint?" and on this occasion we will discuss about '45 Indonesian Citizens Become Victims of Scammer Companies in Laos'.

As many as 45 Indonesian citizens (WNI) are reported to have become victims of online scamming companies in Laos. The Indonesian Embassy in Vientiane also urged local authorities to follow up on the case. The Director for the Protection of Indonesian Citizens and Legal Entities at the Ministry of Foreign Affairs of the Republic of Indonesia, Judha Nugraha, said the Indonesian Embassy in Vientiane received a complaint from an Indonesian citizen with the initials MNH who claimed to have left a scamming company in Laos with dozens of other Indonesian citizens. They became victims of the company, where they were asked to work as online scammers with their passports being held by the company.[1]

"On Wednesday, 24 May 2023 afternoon, the Indonesian Embassy in Vientiane received a complaint from Brother MNH who stated that 45 Indonesian citizens including himself had left the company where they worked as online scammers in the Golden Triangle Special Economic Zone. Their passports were being held by the company," said the company. Judha in his statement, Friday (26/5). Judha also said that the Indonesian Embassy in Vientiane immediately followed up on the complaint by sending a request for assistance with picking up passports to the Lao police who were in Bokeo the next day. "The Bokeo Police have met Mr MNH and 7 other Indonesian citizens to ask for their statements and take their photos. The Indonesian Embassy in Vientiene continues to monitor the progress of the investigation process and law enforcement steps taken by the Bokeo Police," he said.[2]

Judha said that until now there were at least 29 cases of Indonesian citizens being handled by the local Police. The Indonesian Embassy in Vientiane always "monitors and encourages local authorities to follow up on cases" that befell Indonesian citizens in accordance with applicable legal procedures. Previously, a viral video on social media showed a group of Indonesian citizens claiming to be stranded in Laos because their passports were being held by a company. The narrator of the video said he and the Indonesian citizens had been stranded for four days in the foreign country because their passports had not been returned.[3] And if you have any legal issue in Indonesia territory, contact us then, feel free in 24 hour, we will be happy to assist you. 

*) For further information please contact:

Mahmud Kusuma Advocate

Law Office

Jakarta - Indonesia.

E-mail: mahmudkusuma22@gmail.com

________________

References:

1. "45 WNI Jadi Korban Perusahaan Scammer, KBRI Laos Desak Tindak Lanjut", www.cnnindonesia.com., Diakses pada tanggal 28 Mei 2023, Link:  https://www.cnnindonesia.com/internasional/20230526204255-106-954603/45-wni-jadi-korban-perusahaan-scammer-kbri-laos-desak-tindak-lanjut

2. Ibid.

3. Ibid.

 

This woman lost IDR 2.38 billion Because of Fraudulent SMS

 

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By:

Team of Hukumindo

Previously, the www.hukumindo.com platform has talk about "Personal Data Must Be Safeguarded To Keep Bank Accounts Safe", "Chronology of Indosurya Fraud Cases, The Largest Losses in Indonesia!", "How to Open a Police Report in Indonesia?" you may read also "How To Report Online Scammer Or Fraud To The Police In Indonesia" and on this occasion we will discuss about 'This woman lost IDR 2.38 billion Because of Fraudulent SMS'.

A woman becomes the victim of a bank account 'burglary'. This was experienced by Deborah Moss, a catering entrepreneur in California, who lost up to US$ 160 thousand or the equivalent to IDR. 2.38 billion (assuming an exchange rate of IDR. 14,900/1 US $). Deborah became a victim of account breaches when she received an SMS from a number claiming to be the bank informing her about a monthly debit card fee of US$ 35 per month.[1]

At first he ignored the short message. Until finally he got a call from someone who claimed to be an employee of Chase Bank, the place where he kept the money. Deborah said the employee claimed to be Barbara. Then Barbara said there was an allegation of fraud committed by Deborah. Therefore Barbara asked for Deborah's personal data for verification. Then Deborah was asked to read out the number that came in through a short message. "I obeyed and mentioned the numbers. He said thank you," he said.[2]

Every day of the week, Barbara kept calling Deborah and saying there was a problem with the delivery of the card. Deborah is always asked to mention the numbers that come through her SMS. Until then Deborah went to the nearest branch office. Then the bank employee at the office said that his account had been drained of up to US$ 160,000. "All my money is gone, the 12 years of savings that I collected are gone," he said.[3]

The incident experienced by Deborah is also experienced by many Americans. The government even noted that the loss from this account breach reached US$ 8.8 billion in 2022, up 30% compared to the previous year. Deborah has reported the matter to the Police and is hoping to get her money back. But his hopes were dashed when the bank rejected his claim. Chase Bank said that during its investigation, the bank did not find Deborah's protection efforts for her own account. The bank said that there would be no refund, because the bank considered that it was pure Deborah's negligence. Deborah was devastated to hear the news. "My world feels shattered," he said.[4]

JPMorgan Chase provided a response to this case, they said that Deborah's bank account was compromised by scammers and the fraudster managed to get other confidential information. Chase Bank said they had contacted Deborah via phone and email regarding the transfer. However, Deborah admitted that she never received any message from the bank.[5] And if you have any legal issue in Indonesia territory, contact us then, feel free in 24 hour, we will be happy to assist you. 

*) For further information please contact:

Mahmud Kusuma Advocate

Law Office

Jakarta - Indonesia.

E-mail: mahmudkusuma22@gmail.com

________________

References:

1. "Ngeri! Gara-gara SMS, Wanita Ini Kehilangan Duitnya Rp 2,38 M", finance.detik.com., Sylke Febrina Laucereno - detikFinance, Sabtu, 27 Mei 2023, Diakses pada tanggal 28 Mei 2023, Link: https://finance.detik.com/moneter/d-6742264/ngeri-gara-gara-sms-wanita-ini-kehilangan-duitnya-rp-238-m.

2. Ibid.

3. Ibid.

4. Ibid.

5. Ibid.

Personal Data Must Be Safeguarded To Keep Bank Accounts Safe

 

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By:

Team of Hukumindo

Previously, the www.hukumindo.com platform has talk about "Contoh Surat Permohonan Pembatalan Nikah Muslim", "How to Open a Police Report in Indonesia?", you may read also "How To Report Online Scammer Or Fraud To The Police In Indonesia" and on this occasion we will discuss about 'Personal Data Must Be Safeguarded To Keep Bank Accounts Safe'.

A number of cases of personal data hacking are still occurring and affecting the banking sector in Indonesia. Therefore, customers must also be able to protect their data so that there are no gaps for irresponsible parties to break into it. This is because personal data is the responsibility of the customer. Although in principle all bank activities are overseen by the Financial Services Authority (OJK) and Bank Indonesia (BI). The bank must run the service carefully.[1]

However, customer data breaches still occur. Many factors become triggers, both from the banking system and from customers. However, so far the breach of customer data is generally caused more by the negligence of the customer himself. Executive Director of the Segara Research Institute Piter Abdullah admitted that customer data breaches have so far been generally caused by customer negligence, especially in maintaining the confidentiality of personal data in the form of identities, passbooks, PINs and other personal data. According to him, the low literacy of the Indonesian people is one of the main factors causing the high level of customer data leakage. Of course this should be of particular concern to regulators.[2]

He revealed that the public as customers must also be wiser and more careful in using social media, especially when it comes to banking because it can trigger public distrust of banks. Meanwhile, Banking Observer Paul Sutaryono added, the role of the OJK is very much needed in encouraging literacy, education and outreach to the Indonesian public regarding data confidentiality. Thus, the level of financial literacy of the community will be higher. These efforts will be able to reduce the potential risk of financial cases such as banks and other financial institutions that are vulnerable to data breaches.[3]

"OJK, as the highest regulator of the financial services sector, should continue to provide education and outreach about finance. This can contain both honey (benefits) and poison (risk potential) of banking products and services," added Paul. However, this returns to the customers themselves. Customers must fully understand the risks that occur if they are negligent in using banking services. "Don't forget that customers or consumers must also continue to study and maintain the security of personal data related to banking products and services that they have. This data can be in the form of ATMs, savings books, account numbers, KTP numbers, names of biological mothers. All of this is very useful for preventing fraud. potential risk of fraud that can be detrimental to banks and customers," he said.[4] And if you have any legal issue in Indonesia territory, contact us then, feel free in 24 hour, we will be happy to assist you. 

*) For further information please contact:

Mahmud Kusuma Advocate

Law Office

Jakarta - Indonesia.

E-mail: mahmudkusuma22@gmail.com

________________

References:

1. "Data Pribadi Wajib Dijaga Supaya Rekening Tetap Aman", finance.detik.com., Minggu, 19 Mar 2023 22:45 WIB, Diakses pada tanggal 28 Mei 2023, Link: https://finance.detik.com/moneter/d-6627710/data-pribadi-wajib-dijaga-supaya-rekening-tetap-aman.

2. Ibid.

3. Ibid.

4. Ibid.

Contoh Surat Permohonan Pembatalan Nikah Muslim

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Oleh:

Tim Hukumindo

Pada kesempatan yang lalu platform www.hukumindo.com telah membahas mengenai "Jeanne Mandagi, Jenderal Polisi Wanita Pertama", "Contoh Surat Permohonan Pengesahan Perkawinan Secara Mandiri" dan "Contoh Permohonan Penetapan Perkawinan Beda Agama", pada kesempatan ini akan dibahas mengenai 'Contoh Surat Permohonan Pembatalan Nikah Muslim'.

 

Ampana, ..........................

Perihal : Permohonan Pembatalan Nikah

Kepada Yth.

Ketua Pengadilan Agama Ampana

Di,

     Ampana.

Assalamu’alaikum Wr. Wb.

Yang bertanda tangan di bawah ini saya :

N a m a : ..................................

Umur : ..... tahun

Agama : Islam

Pekerjaan : ....................................

Pendidikan : ........................

Tempat kediaman di : Dukuh....... RT....RW...... Desa/kelurahan........Kecamatan.........Kabupaten.....,

sebagai "Pemohon";

Dengan hormat, dengan ini Pemohon mengajukan permohonan pembatalan perkawinan terhadap:

Nama Suami : ...........................................

Umur : .... tahun

Agama : Islam 

Pekerjaan : ......................

Pendidikan : ................................

Tempat kediaman di : Dukuh....... RT....RW...... Desa/kelurahan........Kecamatan.........Kabupaten.....,

sebagai "Termohon I";

Nama: .................................

Umur : .....tahun

Agama : Islam

Pekerjaan : ...........................

Pendidikan : ....................................

Tempat kediaman di : Dukuh....... RT....RW...... Desa/kelurahan........Kecamatan.........Kabupaten.....,

sebagai "Termohon II";

Adapun alasan/dalil-dalil permohonan Pemohon sebagai berikut :

1. Bahwa pada tanggal ...... Termohon I dan Termohon II telah melangsungkan pernikahan yang dicatat oleh Pegawai Pencatat Nikah Kantor Urusan Agama Kecamatan ....... Kabupatenagaimana ternyata dalam Kutipan Akta Nikah Nomor : ....... tanggal ...........;

2. Bahwa sebelum menikah Termohon I berstatus jejaka/duda/beristri dan Termohon II berstatus perawan/duda;

3. Bahwa setelah pernikahan tersebut, Termohon I dengan Termohon II bertempat tinggal di ......................................................................;

4. Bahwa pada tanggal ........ datang menghadap ke Kantor Urusan Agama Kecamatan .........., seorang perempuan/laki-laki yang mengaku bernama ........, umur ...... tahun, pekerjaan ........, bertempat tinggal di ....... adalah isteri/suami dari Termohon I yang sah dan telah menikah pada tanggal ...... hingga sekarang belum pernah bercerai;

5. Bahwa ketika menikah tersebut Termohon I/Termohon II mengaku berstatus jejaka dan perawan/ duda dan janda;

6. Bahwa kedatangan perempuan/laki-laki tersebut dengan menunjukkan surat nikah yang dikeluarkan oleh Kantor Urusan Agama Kecamatan ..... Kabupaten ........, dengan nomor surat nikah ....... tanggal .........;

7. Bahwa setelah Pemohon berusaha mencari keterangan terhadap pernikahan kembali Termohon I dengan Termohon II, Pemohon akhirnya memastikan memang benar antara Termohon I dengan Termohon II telah menikah;

8. Bahwa pernikahan antara Termohon I dengan Termohon II telah melanggar ketentuan Undang-Undang Perkawinan Nomor 1 Tahun 1974, karena Termohon I masih terikat perkawinan yang sah dengan ........ dan memalsukan identitas diri dengan mengaku berstatus jejaka dan perawan/duda dan janda;

9. Bahwa atas sikap dan perbuatan Termohon I tersebut Pemohon sebagai isteri/suami yang sah merasa tidak rela;

10. Bahwa para Pemohon sanggup membayar seluruh biaya yang timbul dalam perkara ini.

Berdasarkan alasan/dalil-dalil di atas, Pemohon mohon agar Ketua Pengadilan Agama Ampana c.q. Majelis Hakim segera memeriksa dan mengadili perkara ini, selanjutnya menjatuhkan putusan yang amarnya berbunyi :

PRIMER :

1. Mengabulkan permohonan Pemohon;

2. Membatalkan perkawinan antara Termohon I (....bin ......) dengan Termohon II (.....binti........) yang dilangsungkan di Kantor Urusan Agama Kecamatan ..... pada tanggal ..............;

3. Menyatakan Akta Nikah dan Kutipan Akta Nikah Nomor ...... tanggal ......., yang dikeluarkan oleh Kantor Urusan Agama Kecamatan ....... tidak berkekuatan hukum/batal demi hukum;

4. Membebankan biaya perkara kepada Pemohon;

SUBSIDER:

Apabila pengadilan berpendapat lain, mohon penetapan yang seadil-adilnya (Ex aequo et bono);

Demikian atas terkabulnya permohonan ini, Pemohon menyampaikan terima kasih.

Wassalamu’alaikum Wr. Wb.

Hormat Pemohon,

Ttd.

Nama lengkap

____________________

Reference:

1. "Permohonan Pembatalan Nikah", www.pa-ampana.go.id., Diakses pada tanggal 20 Mei 2023, Link: https://www.pa-ampana.go.id/syarat-dan-form-perkara/263-format-surat-gugatan-permohonan/650-30-format-permohonan-pembatalan-nikah

Jeanne Mandagi, Jenderal Polisi Wanita Pertama

(Tribun Jateng)

Oleh:

Tim Hukumindo

Pada kesempatan yang lalu platform www.hukumindo.com telah membahas mengenai "Chronology of Indosurya Fraud Cases, The Largest Losses in Indonesia!", "Sekilas Kisah Irjen Polisi Bibit Samad Riyanto & KPK" dan "Tito Karnavian, Mendagri Pertama dari Kepolisian", pada kesempatan ini akan dibahas mengenai 'Jeanne Mandagi, Jenderal Polisi Wanita Pertama'.

Brigjen Pol. (Purn.) Jeanne Mandagi, itulah sosok polisi wanita pertama dengan pangkat Jenderal Polisi, kelahiran Manado, 2 April 1937. Dia menempuh pendidikan dasar dan menengah pertama Manado sebelum melanjutkan ke SMA Santa Ursula, Jakarta.[1]

Sejak lulus dari bangku SMA, Jeanne melanjutkan pendidikannya di Fakultas Hukum Universitas Indonesia. Semasa kuliah, Jeanne mengasah keterampilan berorganisasi dengan menjadi anggota aktif Persatuan Mahasiswa Katolik Republik Indonesia (PMKRI). Gelar sarjana hukum diperolehnya tahun 1963.[2]

Berbekal gelar sarjana itu, Jeanne meniti karier. Berdasarkan catatan dari sejumlah sumber, Jeanne Mandagi pertama kali diangkat sebagai anggota polwan pada 1 Desember 1965. Setahun kemudian kariernya langsung menanjak dan dipercaya menjabat sebagai Kasi Hukum Polda Maluku.[3]

Sekitar tiga tahun bertugas di Maluku, Jeanne pindah tugas ke Jakarta. Pada tahun 1970, Jeanne diberi amanah sebagai Kepala Seksi Pembinaan Anak-anak, Pemuda, dan Wanita (Kasi Binapta) Polda Metro Jaya sekaligus Hakim Mahkamah Militer untuk wilayah Jakarta-Banten.[4]

Pada 1989, Jeanne dipercaya menjabat sebagai Kepala Divisi Penerangan Polri yang kini bernama Divisi Humas Polri. Dia adalah pejabat keenam sejak divisi tersebut dibentuk. Dua tahun menjabat sebagai kadiv Penerangan, pada 1991 Jeanne akhirnya pecah bintang. Dia mendapatkakan kenaikan pangkat perwira tinggi yaitu Brigadir Jenderal (Brigjen) dengan satu bintang di pundak. Pangkat baru itu mengukuhkan Jeanne sebagai jenderal polisi wanita pertama di Indonesia.[5]

Di luar struktur kepolisian, Jeanne banyak berkecimpung di urusan kampanye anti-narkoba. Dia dikenal sebagai perintis pemberantasan narkoba dan mendirikan Yayasan Permadi Siwi, sebuah pusat rehabilitasi untuk para pecandu narkotika. Jeanne Mandagi wafat di usianya yang ke 80 tahun pada 7 April 2017 dan dimakamkan di tempat pemakaman umum (TPU) Jagakarsa, Jakarta Selatan.[6]

____________________

References:

1. "Mengenal Jeanne Mandagi, Sosok Polisi Wanita Pertama di Indonesia", nasional.okezone.com., Diakses pada tanggal 20 Mei 2023, Link: https://nasional.okezone.com/read/2023/01/11/337/2744253/mengenal-jeanne-mandagi-sosok-polisi-wanita-pertama-di-indonesia

2. Ibid.