Contoh Surat Permohonan Untuk Mengadakan Arbitrase di BASYARNAS

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By:

Tim Hukumindo

Sebelumnya platform www.hukumindo.com telah membahas mengenai "Contoh Gugatan Ekonomi Syariah", sidang pembaca yang budiman juga bisa membaca artikel kami yang berjudul "What Are The Competences of The Religious Courts To Adjudicates In Sharia Economic Cases?", "The Role of Law in Sharia Economic Development" dan pada kesempatan ini akan membahas 'Contoh Surat Permohonan Untuk Mengadakan Arbitrase di BASYARNAS'. Artikel ini sepenuhnya diambil dari situs sebagaimana referensi terlampir.

Jakarta, ___/___/20__

Kepada Yth :

Ketua Badan Arbitrase Syariah Nasional

Gedung Arva Lantai IV

Jl. Cikini Raya No. 60

Jakarta 10330

Perihal : Permohonan untuk mengadakan Arbitrase di BASYARNAS

Assalamu’alaikum Wr.Wb.

Semoga Bapak beserta seluruh pengurus dan staf selalu dalam limpahan rahmat dan karunia Allah SWT dalam menjalankan tugas sehari-hari. Aamiin.

Kami yang bertanda tangan dibawah ini :

1. AAD RUSYAD N. SH, MKn

2. HENDRAWAN S, SH

3. MOHAMAD HOESSEIN, SH, MH

Advokat dan konsultan Hukum dari Kantor Hukum RUSYAD KURNIA NUGRAHA & Partners (RKN & Partners), alamat ………………. Jakarta Selatan, berdasarkan kuasa khusus tanggal 6 Desember 2007 dalam hal ini bertindak untuk dan atas nama :

Nama : ……………………..

Berkedudukan : ………………………

Yang dalam hal ini telah memilih domisili hukum di alamat Kantor Hukum RKN & Partners,untuk selanjutnya disebut Pemohon.

Sesuai Akad Pembiayaan Mudharabah Muqayyadah ……………………bahwa apabila terjadi perselisihan yang tidak dapat diselesaikan secara musyawarah maka para pihak sepakat untuk menunjuk Badan Arbitrase Syariah Nasional / BASYARNAS (dahulu : Badan Arbitrase Muamalat Indonesia / BAMUI) untuk memberikan putusannya menurut tata cara dan prosedur berarbitrase yang ditetapkan dan berlaku di badan tersebut.

Dengan ini Pemohon mengajukan Permohonan untuk mengadakan Arbitrase di Badan Arbitrase Syariah Nasional terhadap :

Nama : PT. BANK ………….

Berkedudukan : Gedung Bank ……………………….. Jakarta .

Untuk selanjutnya disebut Termohon I.

Nama : PT. ……………………

Berkedudukan : …………………………. Cikampek Jawa Barat

Untuk selanjutnya disebut Termohon II.

DALAM POKOK PERKARA

Adapun fakta-fakta yang menjadi dasar permohonan ini adalah sebagai berikut:

1. Bahwa dengan dilandasi oleh semangat pengelolaan dana berlandaskan pada ketentuan Syariah maka Pemohon sejak tahun 2000 telah menempatkan dana pada perbankan Syariah dalam bentuk DEPOSITO dan pada saat itu diperoleh return yang cukup memuaskan (bukti P-1) ;

2. Bahwa pemahaman Pemohon terhadap skim Pembiayaan Mudharabah Muqayyadah adalah penempatan Deposito pada Bank … dan dengan pemahaman seperti tersebut Pemohon setuju untuk menempatkan dananya pada Termohon I ;

3. Bahwa selanjutnya Termohon I telah mengajukan proposal penawaran kerjasama Pembiayaan Mudharabah Muqayyadah kepada Pemohon dengan surat Perihal Penawaran Kerjasama Pembiayaan Mudharabah Muqayyadah untuk PT. ……………… (bukti P-2) ;

4. Bahwa telah dilakukan KESEPAKATAN BERSAMA Mudharabah Muqayyadah antara Pemohon-Termohon II dan Termohon I dengan No. …………………….. (bukti P-3);

5. Bahwa Pemohon telah menyampaikan surat kepada Termohon I dengan surat No. …………………… perihal : Penerbitan Deposito, dan dengan surat No. ……………………., perihal : Penerbitan Deposito, (bukti P-4);

6. Bahwa secara notaril telah dilakukan Akad Pembiayaan Mudharabah Muqayyadah, , antara Pemohon, Termohon II dan Termohon I sejumlah dengan jangka waktu 3 tahun, margin bagi hasil untuk Pemohon sebesar/setara 13,5 % (tiga belas setengah persen) per annum dan Termohon I mendapat fee sebesar 1 % (satu persen) per annum effektif dari outstanding Pembiayaan Mudharabah Muqayyadah (bukti P-5) ;

7. Bahwa jangka waktu Pembiayaan Mudharabah Muqayyadah sebagaimana diatur dalam Akad tersebut, telah berakhir terhitung sejak 2007.

8. Bahwa sejak Agustus 2004 sampai dengan saat ini Termohon II tidak melakukan pembayaran angsuran baik kewajiban pokok maupun bagi hasil kepada Pemohon, oleh karena itu ketiadaan pembayaran angsuran pokok maupun bagi hasil tersebut membuktikan Termohon II telah melakukan cidera janji sebagaimana diatur dalam Pasal 10 Akad Pembiayaan Mudharabah Muqayyadah yang telah disepakati oleh Para Pihak (bukti P-6) ;

9. Bahwa Permasalahan tersebut disebabkan Termohon I dan Termohon II sejak awal proses Pembiayaan telah tidak menyampaikan secara transparan kepada Pemohon. Bahwa pada bulan Oktober 2003, Termohon II telah mendapatkan Pembiayaan dari Termohon I sebesar Rp. (enam milyar lima ratus juta rupiah) hal tersebut sebagaimana ternyata dalam Akad No. dan Akad /AKAD, sedangkan pada bulan Januari 2004 dalam Akad Pembiayaan No. antara Pemohon dengan Termohon II bersama Termohon I menyebutkan bahwa Termohon II tidak dalam keadaan berhutang pada pihak lain (bukti P-7);

10. Bahwa Termohon I baik dalam proses pengajuan maupun dalam pelaksanaan Pembiayaan dimaksud tidak melaksanakan prudential banking principles serta tidak menyampaikan informasi kepada Pemohon secara benar, lengkap, jelas dan jujur bahkan sebaliknya menyesatkan yang menyebabkan kerugian dipihak Pemohon.

11. Bahwa Termohon I juga tidak melaksanakan kewajibannya dengan benar terhadap pengikatan barang jaminan dan monitoring penggunaan dana untuk kepentingan Pemohon. Hal demikian telah mengakibatkan terjadinya side-streaming yang dilakukan oleh Termohon II, antara lain Pembiayaan dari Pemohon digunakan oleh Termohon II untuk membayar/mengangsur utangnya ke Termohon I (bukti P-8);

12. Bahwa Termohon I dan Termohon II telah berbuat Gharar dan Zalim terhadap Pemohon, artinya adalah Bank telah melakukan transaksi yang mengandung tipuan yang mengakibatkan kerugian pada pihak lain ;

13. Bahwa dalam Rukun Kontrak Islam terdapat unsur-unsur sebagai berikut:1). Pernyataan untuk mengikatkan diri (Sighatul ‘Aqdi), 2). Pihak-pihak yang mengadakan kontrak (Al-Muta’aqidain), 3). Objek kontrak (Al Ma’qud ‘Alaih). 4. Tujuan kontrak (Maudhu’ul ‘Aqd).

14. Bahwa pernyataan untuk mengikatkan diri (Sighatul ‘Aqdi) diperlukan 3 syarat, yaitu : harus terang pengertiannya, harus sesuai dengan Ijab Qabul dan memperlihatkan kesungguhan dari pihak-pihak yang bersangkutan. Ketiga syarat tersebut ternyata tidak dipenuhi oleh Termohon I, yaitu tidak jelasnya pengertian Mudharabah Muqayyadah secara detail sehingga menimbulkan penafsiran yang salah dan menyesatkan ;

15. Bahwa unsur-unsur yang mendasari adanya perikatan/perjanjian sebagaimana diatur dalam Pasal 1320 KUHPerdata yaitu adanya Kecakapan, Kesepakatan, Hal tertentu dan Kausa yang halal berdasarkan uraian di atas bahwa unsur Kesepakatan, Hal tertentu dan Kausa yang halal tidak terpenuhi atau setidaknya mengandung cacat hukum sehingga seluruh Akad-akad Mudharabah Muqayyadah antara Pemohon dengan Termohon I dan Termohon II yang telah dibuat diatas tidak mempunyai daya mengikat dan/atau batal demi hukum ;

16. Bahwa Akta Pembiayaan Mudharabah Muqayyah tersebut diatas kehilangan Otentisitasnya sebagai Akta Otentik sebagaimana ditentukan dalam Peraturan Jabatan Notaris yang berlaku oleh karena persyaratan dalam pembuatan Akta tersebut tidak dipenuhi oleh Notaris. Hal tersebut antara lain seperti ternyata dari tidak dilakukannya pembacaan Akta secara keseluruhan serta ditemukannya beberapa kesalahan redaksional dan kesalahan referensi pasal yang sangat fatal dalam Akta tersebut sehingga arti yang terkandung dalam Akta dimaksud menjadi sangat kabur/tidak jelas/tidak berarti. Dengan demikian Akad Pembiayaan Mudharabah Muqayyadah batal demi hukum.

17. Bahwa Pemohon telah melakukan berbagai upaya untuk mengatasi masalah tersebut dengan jalan menyampaikan surat peringatan dan musyawarah dengan Termohon I dan Termohon II guna mendapatkan penyelesaian yang terbaik namun tidak berhasil;

18. Bahwa oleh Kuasa Hukum Pemohon telah dilakukan somasi terhadap Termohon I sebanyak 3 kali masing-masing pada 2006, sedangkan terhadap Termohon II telah disampaikan teguran baik secara lisan maupun tertulis (bukti P-9);

19. Bahwa berdasarkan alasan seperti tersebut diatas Permohonan Pemohon sangat beralasan dan terbukti bahwa Termohon I dan Termohon II telah melakukan cidera janji dan perbuatan melawan hukum serta melanggar prinsip-prinsip Syariah dan peraturan perundang undangan yang berlaku;

20. Bahwa oleh karena sumber dana dari Pemohon yang ditempatkan kepada Termohon I berasal dari iuran peserta …… khususnya para karyawan dan ……, maka sudah sepatutnya dan adil kepada Termohon I dan Termohon II diwajibkan untuk memenuhi kewajiban pembayarannya kepada Pemohon, sehingga hak-hak lembaga keuangan untuk mendapatkan keuntungan dari penempatan dana Pemohon dapat terpenuhi sebagaimana mestinya.

21. Bahwa untuk menjamin terpenuhinya kewajiban pembayaran Termohon I dan Termohon II kepada Pemohon, maka sangat adil serta layak apabila sebagian asset bergerak maupun tidak bergerak milik Termohon I dan seluruh asset bergerak maupun tidak bergerak milik Termohon II dijadikan Jaminan Pengganti atas kewajiban pembayaran dimaksud.

22. Berdasarkan Hal-hal di atas, untuk penyelesaian permasalahan tersebut kami menuntut Termohon I dan Termohon II untuk bertanggung jawab dan mengembalikan seluruh Penempatan dana/Pembiayaan maupun margin bagi hasil serta biaya-biaya lainnya yang timbul kepada Pemohon.

Bahwa atas dasar fakta-fakta tersebut diatas maka dengan ini Pemohon bermaksud mengajukan Permohonan kepada Majelis Arbiter BASYARNAS yang menangani perkara ini berkenan untuk memeriksa dan memutuskan hal-hal sebagai berikut :

DALAM POKOK PERKARA :

PRIMER :

1. Mengabulkan Permohonan Pemohon untuk seluruhnya ;

2. Manyatakan sebagai hukum bahwa Termohon I dan Termohon II telah melakukan cidera janji terhadap Pemohon ;

3. Manyatakan sebagai hukum bahwa Termohon I dan Termohon II telah melakukan Perbuatan Melawan Hukum terhadap Pemohon ;

4. Menetapkan bahwa Akad Pembiayaan Mudharabah Muqayyadah No.108 tanggal 28 Januari 2004 batal demi hukum;

5. Menyatakan Sita terhadap tanah dan bangunan (Gedung Bank ………. Lantai 1 sampai dengan Lantai 3) milik Termohon I yang beralamat di ……….. adalah sah dan berharga secara hukum;

6. Menyatakan sah dan berharga menurut hukum Sita terhadap bangunan pabrik dan kantor PT ……….. yang terletak di ……… Jawa Barat, serta seluruh mesin-mesin pengolahan bahan baku dan mesin-mesin produksi milik Termohon II yang terdiri dari antara lain namun tidak terbatas pada :

-1 Flat Yarn kapasitas 150 Ton/bln

-36 Set Circular Loom

-1 Mesin Laminating untuk Cement/Woven Bag;

7. Menyatakan sah menurut hukum sita atas tanah milik Pemegang Saham/Pengurus (Komisaris) Termohon II : yang terdiri dari :

1. Sertifikat Hak Milik No...........

2. Sertifikat Hak Milik No............

3. Sertifikat Hak Milik No.............

4. Bilyet Deposito ……… sebesar Rp. 200.000.000,- (Dua ratus juta rupiah) atas nama ………….;

8. Menghukum Termohon I untuk membayar Pokok Pembiayaan beserta seluruh margin bagi hasil kepada Pemohon dengan segera / palinag lambat 14 (empat belas) hari sejak putusan Permohonan ini dibacakan, yang besarnya terdiri dari :

a. Jumlah pokok Pembiayaan Rp. 10.000.000.000,-

b. Margin Bagi Hasil Rp. 4.558.561.644,-

Jumlah Rp. 14.558.561.644,-

(empat belas milyar lima ratus lima puluh delapan juta lima ratus enam puluh satu ribu enam ratus empat puluh empat rupiah);

9. Menghukum Termohon I dan Termohon II untuk menyerahkan asset (kekayaan) berupa benda bergerak maupun tidak bergerak milik Termohon I dan Termohon II kepada Pemohon yang nilainya setara dengan jumlah kewajiban pembayaran Termohon I dan Termohon II kepada Pemohon;

10. Memberi ijin kepada Pemohon untuk menjual sendiri kepada yang berminat sebagian/seluruh asset (kekayaan) berupa benda bergerak maupun tidak bergerak milik Termohon I dan Termohon II yang diserahkan kepada Pemohon dengan harga yang dianggap wajar oleh Pemohon;

11. Menghukum Termohon I dan Termohon II untuk membayar biaya perkara ini termasuk juga biaya Kuasa Hukum Pemohon ;

12. Menyatakan putusan ini final, mengikat dan mempunyai kekuatan hukum tetap sejak dibacakan ;

SEKUNDER :

1. Menghukum Termohon I untuk menjadikan Pembiayaan Mudharabah Muqayyadah ini sebagai Penempatan Dana Pemohon pada Termohon I dalam bentuk Deposito Mudharabah Mutlaqoh (On Balance) sebesar Pokok Pembiayaan beserta seluruh margin bagi hasil dengan segera / paling lambat 7 hari sejak putusan Permohonan ini dibacakan, yang besarnya terdiri dari :

a. Jumlah pokok Penempatan Dana Rp 10.000.000.000,-

b. Margin Bagi Hasil Rp 4.558.561.644,-

Jumlah keseluruhannya sebesar Rp. 14.558.561.644,-

(empat belas milyar lima ratus lima puluh delapan juta lima ratus enam puluh satu ribu enam ratus empat puluh empat rupiah);

dengan ketentuan jangka waktu penempatan Deposito maksimal 3 (tiga) tahun dan dengan nilai bagi hasil yang sama dengan nisbah yang berlaku pada counter Termohon I pada saat penempatan Deposito dilakukan pada Januari 2004 yaitu setara dengan 13,5% p.a;

2. Apabila Majelis Arbiter Badan Arbitrase Syariah Nasional berpendapat lain mohon putusan yang seadil-adilnya.

Demikian Permohonan ini kami sampaikan semoga Allah SWT senantiasa memberikan bimbingan dan petunjuk-Nya serta kekuatan kepada kita dalam upaya menegakkan keadilan dan kebenaran, aamiin. Atas perhatian dan kebijaksanaan Majelis Arbiter kami ucapkan terima kasih.

Wassalamu’alaikum Wr.Wb.

Hormat Kami,

Kuasa Hukum Pemohon

Ttd.

Aad Rusyad N. S.H., MKn. 

Ttd.

Hendrawan S., S.H. 

Ttd.

Mohamad Hoessein, S.H., M.H.

________________

Reference:

1. "PERMOHONAN ARBITRASE KE SEKRETARIAT BASYARNAS-MUI", basyarnas-mui.org., Diakses pada tanggal 5 April 2022, https://basyarnas-mui.org/arbitrase-2/

Contoh Gugatan Ekonomi Syariah

(iStock)

By:

Tim Hukumindo

Sebelumnya platform www.hukumindo.com telah membahas mengenai "What Are The Competences of The Religious Courts To Adjudicates In Sharia Economic Cases?", anda juga dapat membaca artikel kami yang berjudul "The Role of Law in Sharia Economic Development" dan pada kesempatan yang berharga ini kami akan membahas mengenai 'Contoh Gugatan Ekonomi Syariah'. Contoh gugatan sebagaimana terlampir adalah merupakan dokumen pribadi penulis.[1]

Jakarta, 25 Oktober 2021

Nomor : XXX/GES-XX/MKA/X/21’

Lampiran : -1-

Perihal : Gugatan Ekonomi Syariah

Kepada Yth.:

Ketua Pengadilan Agama Bengkulu

D/a : Jl. Jend. Basuki Rahmat No: 11., Kota: Bengkulu,

Provinsi: Bengkulu. Telp: 0736-21225

Email : ti.pa.bengkulu@gmail.com

Assalaamu’alaikum Warahmatullahi Wabarakatuh

Dengan hormat,

Yang bertanda tangan di bawah ini:

• MK, S.H., M.H.

• SC, S.H., M.H.

• BX, S.H.

Advokat & Konsultan Hukum pada “MKA" Law Office, beralamat di: Jl. Lingkar Luar Barat, Nomor: ___, Kel.: ___, Kec.: ___, Kota: ____, Provinsi: _____ - 11740, E-mail: ____ , berdasarkan Surat Kuasa Khusus tertanggal ______ (terlampir), dalam hal ini bertindak untuk dan atas nama:

Nama : RX Binti HM

Jenis Kelamin : ___

Pekerjaan : Swasta

Alamat : Jl. ___, Nomor: XX, Kelurahan: ___, Kecamatan: ___, Kota: ___, Provinsi: Bengkulu.

Selanjutnya disebut sebagai “Penggugat”.

Penggugat dengan ini mengajukan Gugatan Ekonomi Syariah atas akad pembiayaan Musyarakah Nomor: ___ tanggal ___ addendum-addendumnya, melawan:

Nama Perusahaan : PT. B___ Syariah ___, Tbk. Area Bengkulu

Alamat : Jalan Yang Lurus, Nomor: XV, Kelurahan: ___, Kecamatan: ___, Kota: ___, Provinsi: Bengkulu.

Selanjutnya disebut sebagai “Tergugat”.

Dan,

Nama Instansi : XX Pelayanan Kekayaan Negara dan Lelang (KPKNL) Bengkulu Qq. Kementerian Keuangan Republik Indonesia Wilayah Bengkulu Qq. Kementerian Keuangan Republik Indonesia Qq. Pemerintah Republik Indonesia.

Alamat : Jl. Yang Benar, Nomor: YZ, Kelurahan: ___, Kecamatan: ___, Kota: ___, Provinsi: Bengkulu.

Selanjutnya disebut sebagai “Turut Tergugat”.

Adapun posita atau dalil-dalil gugatan Penggugat adalah sebagaimana terurai di bawah ini:

1. Bahwa, Pengugat merupakan pemilik sah Tanah dan Bangunan di jalan in aja, No: VV, Kelurahan: ___, Kecamatan: ___, Kota: ___, Provinsi: Bengkulu, berdasarkan Sertifikat Hak Milik Nomor: XXX, dengan luas: ____ M2 (_____ meter persegi) dan Sertifikat Hak Milik Nomor: YYY, dengan luas: ____ M2 (_____ meter persegi). Selanjutnya disebut sebagai Objek Perkara;

2. Bahwa, sekitar tahun 20XX Penggugat memiliki usaha penjualan Hasil Bumi, dan untuk kepentingan mengembangkan serta mempertahankan usaha, Penggugat membutuhkan tambahan modal;

3. Bahwa, untuk kepentingan tersebut Penggugat mengajukan kredit kepada Tergugat (dahulu Bank XXX, Cabang Bengkulu);

4. Bahwa, sebagai jaminannya kemudian Penggugat mengagunkan 2 (dua) benda tidak bergerak berupa tanah, yaitu: (a). Tanah dan Bangunan di jalan in aja, No: VV, Kelurahan: ___, Kecamatan: ___, Kota: ___, Provinsi: Bengkulu, berdasarkan Sertifikat Hak Milik Nomor: XXX, dengan luas: ____ M2 (_____ meter persegi) dan (b). Sertifikat Hak Milik Nomor: YYY, dengan luas: ____ M2 (_____ meter persegi), beralamat di jalan in aja, No: VV, Kelurahan: ___, Kecamatan: ___, Kota: ___, Provinsi: Bengkulu;

5. Bahwa, pada tanggal XX Mei 20DC terjadi perikatan antara Penggugat dengan Tergugat berdasarkan Akad Pembiayaan Musyarakah Nomor: XX, di depan Notaris: XC, S.H., disetujui didalamnya Tergugat memberikan fasilitas pembiayaan kepada Penggugat senilai Rp. 2.000.000.000,- (dua milyar Rupiah) dengan jangka waktu selama 12 (dua belas) bulan dan pembagian hasil usaha sebesar 98,06 % (sembilan puluh delapan koma nol enam persen) untuk nasabah (Penggugat) dan 1,94% (satu koma sembilan puluh empat persen) untuk Bank (Tergugat), dengan denda keterlambatan perhari adalah sebesar Rp. 16.705,- (Enam belas ribu tujuh ratus lima Rupiah);

6. Bahwa, setelah berjalan 1 (satu) tahun, fasilitas pinjaman sebagaimana dimaksud, dilakukan perubahan berdasarkan addendum Nomor: XX, dihadapan Notaris: XC, S.H. pada tanggal XX Mei 20XY. Adapun isi dari addendum tersebut adalah fasilitas pembiayaan dan jangka waktu penggunaan yang sebelumnya Rp. 2.000.000.000,- (dua milyar Rupiah) dengan jangka waktu selama 12 (dua belas) bulan menjadi Rp. 3.750.000.000,- (tiga milyar tujuh ratus lima puluh juta Rupiah) dengan jangka waktu 12 (dua belas) bulan dan pembagian hasil usaha yang sebelumnya 98,06 % (sembilan puluh delapan koma nol enam persen) untuk nasabah (Penggugat) dan 1,94% (satu koma Sembilan empat persen) untuk Bank (Tergugat) menjadi 98,72% untuk nasabah (Penggugat) dan 1,28% untuk Bank (Tergugat) dan denda keterlambatan sebesar Rp. 14.335,- (empat belas ribu tiga ratus tiga puluh lima Rupiah) untuk setiap satu hari keterlambatan;

7. Bahwa, selanjutnya pada tahun 20XX antara Penggugat dan Tergugat kembali membuat addendum akad pembiayaan Musyarakah Nomor: YZ pada tanggal 2X Juni 20XX di hadapan Notaris: XC, S.H. dengan mengubah jangka waktu penggunaannya yang sebelumnya 12 (dua belas) bulan menjadi 11 (sebelas) bulan sampai 12 Mei 20XX dan Pembagian Hasil Usaha yang sebelumnya 98,72% (sembilan puluh delapan koma tujuh puluh dua persen) untuk nasabah (Penggugat) dan 1,28% (satu koma dua puluh delapan persen) untuk Bank (Tergugat) menjadi 98,86% (sembilan puluh delapan koma delapan puluh enam persen) untuk Nasabah (Penggugat) dan 1,14% (satu koma empat belas persen) untuk Bank (Tergugat) serta denda keterlambatan sebesar Rp. 14.335,- (empat belas ribu tiga ratus tiga puluh lima Rupiah)/ hari-nya;

8. Bahwa, selanjutnya dilakukanlah perubahan terakhir yakni pada tahun 20XX tepatnya tanggal XX September 20YZ berdasarkan addendum akad pembiayaan Musyarakah Nomor: XX dihadapan Notaris: XC, S.H. antara Pengugat dan Tergugat dengan mengubah jangka waktu menjadi 36 (tiga puluh enam) bulan sampai tanggal YZ Mei 20XX, dengan pembagian hasil usaha sebesar 98,88% (Sembilan puluh delapan koma delapan puluh delapan persen) untuk nasabah (Penggugat) dan 1,12 % (satu koma dua belas persen) untuk Bank (Tergugat). Namun Bank (Tergugat) menaikkan biaya keterlambatan menjadi Rp. 40.200,- (empat puluh ribu dua ratus Rupiah) untuk setiap keterlambatan per hari-nya;

9. Bahwa, dalam keberlangsungan pembayaran cicilan atas fasilitas pembiayaan dimaksud, mulai dari awal akad pembiayaan, Pengugat telah melakukan pembayaran cicilan sebagaimana mestinya, sesuai perjanjian sebelumnya;

10. Bahwa, oleh karena dalam menjalankan usaha penjualan hasil bumi Penggugat mengalami hambatan, dan usaha cucian mobil yang terdapat di atas objek perkara a quo juga semakin sepi, maka Pengguat mengalami kesulitan dalam membayar bagi hasil serta denda yang terus meningkat setiap harinya;

11. Bahwa, Penggugat telah berupaya datang secara langsung ke kantor Tergugat untuk meminta keringanan pembayaran serta opsi-opsi pembayaran yang lebih masuk akal dikarenakan keadaan ekonomi yang sedang sulit pada saat ini, namun Tergugat selalu memberikan opsi-opsi yang memberatkan, dan bagi Penggugat sangat sulit untuk diterima;

12. Bahwa, meskipun kemudian Tergugat mengkategorikan fasilitas pinjaman antara Penggugat dengan Tergugat sebagai gagal bayar (default), akan tetapi Penggugat dengan niat baik terus berusaha untuk mengajukan permohonan restrukturisasi. Selayaknya permohonan ini direspond dengan positif dikarenakan di masa pandemi ini Pemerintah melalui Kementerian Keuangan Cq. Direktur Jenderal Kekayaan Negara (DJKN) meluncurkan program keringanan pembayaran utang melalui Peraturan Menteri Keuangan (PMK) Nomor: 15/PMK.06/2021, hal mana program ini diperuntukan untuk debitur umum dengan hutang maksimal 5 Miliar Rupiah;  

13. Bahwa, atas agunan asset pinjaman kemudian dilakukan penilaian. Realisasi penilaian asset tersebut kemudian dilakukan penilaian/appraisal oleh KJPP (Kantor Jasa Penilai Publik) SAR pada tanggal: XX Mei 20XX dan telah dikeluarkan hasil penilaiannya pada tanggal 27 Mei 20XX dengan indikasi Nilai Pasar sebesar Rp. 3.XCV.233.000,- (tiga milyar ......Rupiah) dan indikasi Nilai Likuidasi sebesar Rp. 2.CVC.339.000,- (dua milyar .......Rupiah);

14. Bahwa, Penggugat menolak hasil penilaian KJPP tersebut karena pada saat penilaian yang dilakukan tanggal XC Mei 20XX dan dikeluarkan hasil pada tanggal XX Mei 20XX, KJPP (Kantor Jasa Penilai Publik) SAR tidak melakukan penilaian secara menyeluruh dan objektif, oleh karena kondisi asset pada saat pengajuan pinjaman pada tahun 20XX adalah sebuah lahan kosong dengan 1 unit rumah, sedangkan kondisi asset saat ini telah jauh berubah dimana di atas objek tanah agunan tersebut tambahan bangunan, berupa bangunan toko, bengkel serta Rumah Makan Mevvah. Sehingga seharusnya Nilai Pasar dan Nilai Likuidasi dari objek tersebut lebih tinggi dari hasil penilaian KJPP tersebut;

15. Bahwa kemudian atas agunan asset sebagaimana dimaksud dilakukan proses lelang oleh Turut Tergugat. Pada tanggal XX Oktober 20XX, Turut Tergugat mengirim surat ke Penggugat perihal pemberitahuan lelang ke dua yang akan dilaksanakan pada SS Oktober 20XX. Ironisnya, Penggugat merasa tidak pernah menerima pemberitahuan lelang yang pertama, yang sedianya tertanggal XX Oktober 20XX;

16. Bahwa, pada pengumuman lelang oleh Turut Tergugat identifikasi tanah dan bangunan dengan (a). Tanah dan Bangunan di jalan in aja, No: VV, Kelurahan: ___, Kecamatan: ___, Kota: ___, Provinsi: Bengkulu, berdasarkan Sertifikat Hak Milik Nomor: XXX, dengan luas: ____ M2 (_____ meter persegi) dan (b). Sertifikat Hak Milik Nomor: YYY, dengan luas: ____ M2 (_____ meter persegi), beralamat di jalan in aja, No: VV, Kelurahan: ___, Kecamatan: ___, Kota: ___, Provinsi: Bengkulu; adalah seluas XXXX M2 (....... meter persegi) BUKAN .................. M2. 

17. Bahwa, faktanya Sertifikat Hak Milik Induk Nomor: .............. LT: .......... M2 (dua ribu meter persegi) telah dipecah dengan Hak Milik Nomor: ............. dengan luas: ........ M2, disesuaikan dalam SU No: ........../20XX tanggal: X0-0X-20XX an. HS berdasarkan warkah Nomor: XX Kantor Badan Pertanahan Nasional Kota Bengkulu;

18. Bahwa, dikarenakan tidak berkesesuaiannya antara data agunan dalam Akad Pembiayaan Musyarakah Nomor: XX, tanggal XX Mei 20XX dengan pemberitahuan lelang ke dua yang akan dilaksanakan pada XX Oktober 20XX oleh Turut Tergugat, maka terdapat cacat hukum. Dan sebagai konsekuensinya, Akad Pembiayaan Musyarakah Nomor: XX, tanggal XX Mei 20XX beserta addendum-addendumnya (tanggal: .....) tidak sah secara hukum, dikarenakan tidak memenuhi ketentuan syarat sahnya perjanjian;

19. Bahwa, kemudian Penggugat melalui Kuasa Hukumnya telah melakukan Somasi kepada Tergugat, yaitu:

- Somasi Pertama dan Terakhir, Nomor: XXX/S-RS/MKA/X/XX’, tanggal 2X Oktober 20XC.

Selain itu, Penggugat melalui Kuasa Hukumnya juga telah mengirimkan Permohonan Penundaan Lelang kepada Turut Tergugat:

- Permohonan Penundaan Lelang, Nomor: CCC/PPL-RS/MKA/X/XX’, tanggal XY Oktober 20XZ.

Namun atas kedua surat dimaksud kepada Tergugat dan Turut Tergugat, sampai dengan didaftarkan gugatan kasus a quo, Penggugat belum mendapat jawaban.

20. Penggugat mohon agar terkait dengan objek perkara a quo, dengan rincian sebagai berikut:

a). Sertifikat Hak Milik Nomor: XXX, dengan luas: ____ M2 (_____ meter persegi), jalan in aja, No: VV, Kelurahan: ___, Kecamatan: ___, Kota: ___, Provinsi: Bengkulu;

b). Sertifikat Hak Milik Nomor: YYY, dengan luas: ____ M2 (_____ meter persegi), beralamat di jalan in aja, No: VV, Kelurahan: ___, Kecamatan: ___, Kota: ___, Provinsi: Bengkulu;

Diletakkan sita jaminan.

21. Penggugat mohon agar Tergugat dihukum untuk membayar uang paksa (dwangsom) kepada Penggugat sebesar Rp. 100.000,- (Seratus ribu Rupiah) untuk setiap hari keterlambatan atas kelalaiannya dalam melaksanakan putusan perkara a quo;

22. Penggugat mohon agar Putusan ini dinyatakan dapat dilaksanakan terlebih dahulu (Uitvoerbaar bij Voorrad) berdasarkan ketentuan Pasal 180 H.I.R., meskipun ada upaya Verzet, Banding, Kasasi maupun upaya hukum lainnya;

23. Menghukum Tergugat dan Turut Tergugat untuk tunduk dan patuh pada putusan perkara a quo;

24. Menghukum Tergugat untuk membayar seluruh biaya yang timbul;

 

Berdasarkan hal-hal sebagaimana diuraikan di atas, Penggugat mohon kepada Ketua Pengadilan Agama Bengkulu Cq. Majelis Hakim Pemeriksa Perkara, untuk memutus dengan petitum sebagai berikut:

Primair:

1. Mengabulkan Gugatan Penggugat untuk seluruhnya;

2. Menyatakan perjanjian atas akad pembiayaan Musyarakah Nomor: XX tanggal XC Mei 20XX beserta addendum-addendumnya adalah batal demi hukum dengan segala akibat hukumnya;

3. Menyatakan sah dan berharga sita jaminan (Conservatoir Beslaag) sebagaimana tersebut di atas;

4. Menyatakan putusan ini dinyatakan dapat dilaksanakan terlebih dahulu (Uitvoerbaar bij Voorrad) berdasarkan ketentuan Pasal 180 H.I.R., meskipun ada upaya Verzet, Banding, Kasasi maupun upaya hukum lainnya;

5. Menghukum agar Tergugat dan Turut Tergugat dihukum untuk tunduk dan patuh pada putusan ini;

6. Menghukum Tergugat untuk membayar biaya perkara ini.

Subsidair:

Atau, apabila Ketua Pengadilan Agama Bengkulu Cq. Majelis Hakim Pemeriksa Perkara berpendapat lain, mohon Putusan yang seadil-adilnya (Ex Aquo et Bono).

Wassalamu’alaikum Warahmatullahi Wabarakatuh

Hormat kami,

Kuasa Hukum Penggugat

Ttd.

MK, S.H., M.H.

Ttd.

SC, S.H., M.H.

Ttd.

BX, S.H.

________________

Reference:

1. Dokumen pribadi penulis

What Are The Competences of The Religious Courts To Adjudicates In Sharia Economic Cases?

(iStock)

By:

Team of Hukumindo

Previously, the Hukumindo.com platform has talk about "Knowing Red Notice and its Request Procedure", "The Role of Law in Sharia Economic Development", you may read also "These 5 Types of Online Fraud You Should Avoid" and on this occasion we will discuss about 'What Are The Competences of The Religious Courts To Adjudicates In Sharia Economic Cases?'.

Legal Terms of Economic Sharia

Quoting the book Sharia Economics by Yoyok Prasetyo, the notion of Islamic economics is the same as Islamic economics, the only difference being that the perspective of each expert defines it. According to Yusuf Qardhawi, the notion of sharia economics is an economy based on God with the ultimate goal of God and utilizing means that cannot be separated from God's sharia.[1] 

According to Monzer Kahf, the notion of Islamic economics is part of interdisciplinary economics. This means that Islamic economics cannot stand alone and requires good and deep mastery of the supporting sciences. According to M.A Mannan, the notion of Islamic economics is a social science that studies people's economic problems inspired by Islamic values. In general, the notion of sharia economics is an economic system that applies the teachings of the Koran and hadith or Islamic law in its activities.[2] 

Legal Dispute Resolution

Disputes or legal disputes in business activities with Islamic Sharia nuances are no longer the competence of the General Courts Institution. The authority to examine and adjudicate the dispute is transferred to the Religious Courts.[3]

If the settlement must be through a civil lawsuit, the lawsuit is submitted to the Head of the Religious Court according to his relative competence. Through Law no. 3 of 2006 concerning Amendments to Law no. 7 of 1989 concerning the Religious Courts, Article 49 stipulates that the Religious Courts examine, decide, and resolve cases at the first level between people who are Muslims in the fields of:[2]

• Marriage;
• Inheritance;
• Will;
• Grant;
• Waqf;
• Zakat;
• Infaq;
• Sadaqah; and
• Islamic economics.

The procedural law for examining sharia disputes in the Religious Courts is regulated in the Regulation of the Supreme Court of the Republic of Indonesia (Perma) No. 14 of 2016 concerning Procedures for Settlement of Sharia Economic Cases and Perma No. 2 of 2015 concerning Procedures for Settlement of Simple Lawsuits.[4]

Previously, the Procedural Law of the Religious Courts was regulated in Law no. 7 of 1989 concerning the Religious Courts, confirms that the Religious Courts have the duty and authority to examine, decide, and resolving cases at the first level between people who are Muslims is not included in the field of sharia economics.[5] Thus, the differences in Law No. 7 of 1989 with Law no. 3 of 2006, wherein Law no. 3 of 2006 included the dispute on Sharia Economics, Zakat and Infaq as the absolute competence of the Religious Courts. 

Examples of Sharia Economic Cases

The scope of Sharia Economic Cases is cases in the field of sharia economics covering sharia banks, sharia microfinance institutions, sharia insurance, sharia reinsurance, sharia mutual funds, sharia bonds, sharia futures securities, sharia securities, sharia financing, sharia pawnshops, sharia financial institution pension funds , sharia business, including waqf, zakat, infaq, and shadaqah which are commercial in nature, both contentious and volunteer.[6]

In the traffic of conventional business or economic activities, the legal relationship that occurs between business actors is stated in a deed of agreement. In sharia economics, the agreement is equated with akad, the term of akad here of course referred to the contract of sharia economic. According to Perma No. 14 of 2016 which is meant by a Sharia Economic Contract is a legal act carried out by two or more parties on a voluntary basis which gives rise to rights and obligations based on sharia principles.[7] As a practical example in daily economic activities, we can find financial institutions and banks that offer credit based on sharia principles. For example, if we apply for credit or want to borrow money at a bank and are presented with an agreement with the term akad, then the Islamic economic principles in the credit is apply.

And if you have a sharia-based credit that is in default condition and intends to be restructured, then contact us, feel free in 24 hour, we will be happy to assist you. 

*) For further information please contact:

Mahmud Kusuma Advocate

Law Office

Jakarta - Indonesia.

E-mail: mahmudkusuma22@gmail.com

________________

References:

1. "Ekonomi Syariah: Pengertian, Tujuan, dan Karakteristiknya", www.kompas.com., Penulis : Isna Rifka., Editor : Yoga Sukmana, Diakses pada tanggal 2 April 2022 https://money.kompas.com/read/2022/01/19/123200426/ekonomi-syariah--pengertian-tujuan-dan-karakteristiknya?page=all.

2. Ibid.

3. "Gugatan Ekonomi Syariah Menjadi Kewenangan Pengadilan Agama", litigasi.co.id., Diakses pada tanggal 2 April 2022, https://litigasi.co.id/posts/gugatan-ekonomi-syariah-menjadi-kewenangan-pengadilan-agama

4. Ibid.

5. Ibid.

6. Ibid.

7. Ibid.

Knowing Red Notice and its Request Procedure

(iStock)

By:

Team of Hukumindo

Previously, the Hukumindo.com platform has talk about "These 5 Types of Online Fraud You Should Avoid", "How to Open a Police Report in Indonesia?" you may read also "How To Report Online Scammer Or Fraud To The Police In Indonesia" and on this occasion we will discuss about 'Knowing Red Notice and its Request Procedure'. There are times when criminals are outside the jurisdiction of the country where we make a Police Report. This is where the importance of the red notice lies. let's find out a little about this.

What is Red Notice?

Quoting from the Interpol page, a red notice is a request to find and temporarily detain someone who is considered involved in a criminal case. However, the person's status has been determined as a suspect and is included in the wanted list (DPO/Daftar Pencarian Orang). Red notices are important because a person's movement is limited when traveling abroad. In addition, countries requesting the issuance of red notices can share information with other Interpol member countries.[1]

A red notice is issued to a person who is named a suspect in a criminal case. The Interpol website states that those who are included in the red notice list must be considered innocent (because it is still a legal suspicion) until a court decision is made.[2]

How  Red Notice Issued?

To issue a red notice, the Police from an Interpol member country will first send a search request and arrest a suspect. The Police from the requesting country must show a valid arrest warrant as the basis for the request to Interpol. Then, the Interpol Secretariat General responded by issuing a notification to all Interpol member countries regarding the request. Police agencies from all Interpol member countries will receive a notification.[3]

It is known that there are 190 member countries that join Interpol. One of them is Indonesia through the Indonesian National Police (INP) since 1952. It should be underlined, individuals who are included in the red notice category are not orders from Interpol itself but from the country concerned. Interpol only provides information to all member countries that the person is wanted by a country based on a detention warrant. Thus, Interpol did not issue an arrest warrant.[4]

How To Request Red Notice To Interpol?

Red notice is issued by Interpol after a request from the country concerned. The Head of Public Relations of the Polda Metro Jaya Kombes Pol Argo Yuwono said that issuing a red notice for a person must coordinate with the Interpol National Central Bureau (NCB) for Indonesia. After someone is determined as a suspect, continued Argo, an arrest warrant will be issued. If the person does not respond to the letter, the next step is to assign that person to the DPO. If the suspect is abroad, the police will cooperate with Interpol to issue a red notice.[5]

"After the new DPO, we will issue a red notice. We will see what the requirements are, then we will coordinate with Interpol," said Argo, Monday (29/5/2017). After Interpol has received a red notice from the country concerned, Interpol will inform other member countries. So that the movement of suspects abroad will be limited and make it easier for arrests.[6] And if you have difficulties with this topic, contact us, feel free in 24 hour, we will be happy to assist you. 

*) For further information please contact:

Mahmud Kusuma Advocate

Law Office

Jakarta - Indonesia.

E-mail: mahmudkusuma22@gmail.com

________________

References:

1. "Mengenal Red Notice dan Prosedur Permintaannya", news.detik.com, diakses pada tanggal 1 April 2022, https://news.detik.com/berita/d-3514988/mengenal-red-notice-dan-prosedur-permintaannya.

2. Ibid.

3. Ibid.

4. Ibid.

5. Ibid.

6. Ibid.

These 5 Types of Online Fraud You Should Avoid

 

(iStock)

By:

Team of Hukumindo

Previously, the Hukumindo.com platform has talk about "The Mystery of the 7-Year Death of Akseyna, University of Indonesia Student", you may read also "Phryne Case: Free From The Death Penalty By Asking For Forgiveness" or "How To Report Online Scammer Or Fraud To The Police In Indonesia", or "Contoh Jawaban Gugatan Perdata" and on this occasion we will discuss about 'These 5 Types of Online Fraud You Should Avoid'. This article fully taken from www.detik.com, titled: "5 Modus Penipuan Online Ini Kerap Terjadi, Pernah Mengalami?" as stated in the reference.

The development of the digital world not only provides many conveniences, but also provides opportunities for criminal acts such as fraud. One of them is rampant, for example online fraud in financial transactions. For this reason, the public needs to increase vigilance by understanding the types of online fraud in order to avoid this crime. Quoted from the official FBI website, here are the various modes of online fraud and how to avoid them.[1]

Phishing

One practice that is often found is phishing. This practice is a technique used to trick the victim by providing a link or email that looks like a real one to get the victim's personal information.[2]

Because the given link or email address looks very similar, people are often trapped to click on the link. After that, the perpetrators can freely take personal data of their victims. The personal data that can be obtained by these perpetrators are in the form of email or application passwords, credit card numbers, to ATM PINs.[3]

Money Mule

The practice of Money Mule can be defined as the act of transferring illegally obtained money on behalf of another person. The money is generally obtained from crimes such as from fraud to the sale of prohibited goods.[4]

In practice, people who transfer money to other bank accounts will get a commission. This is done in order to launder the money obtained illegally which is difficult to track down by the police.[5]

Spoofing

Similar to phishing, this practice uses a link, website address, or email address that is similar to the intended party. The difference is, this practice disguises the site by distinguishing one letter or character in the address so that it looks very similar.[6]

Victims of spoofing generally do not feel that the intended party is actually a fake. Thus, the perpetrators of spoofing can freely interact with their victims as if they were the intended party.[7]

Sniffing

In short, sniffing is a crime in the form of wiretapping. The perpetrators usually take advantage of public network access. From the data traffic on the public network, the perpetrators can capture the data of their victims using special tools.[8]

Social Engineering

Social Engineering is a manipulation technique that utilizes the victim's human error to obtain personal information in the form of access or other important matters. The perpetrators usually observe the behavior and take advantage of the negligence of the victim.[9]

Simply put, the perpetrators take advantage of the victim's lack of knowledge when accessing the internet. The main purpose of the perpetrators, apart from taking personal information, is also to sabotage important data owned by the victim.[10] And if you are one of the many victims of online scams in Indonesia, contact us, feel free in 24 hour, we will be happy to assist you. 

*) For further information please contact:

Mahmud Kusuma Advocate

Law Office

Jakarta - Indonesia.

E-mail: mahmudkusuma22@gmail.com

________________

References:

1. "5 Modus Penipuan Online Ini Kerap Terjadi, Pernah Mengalami?", www.detik.com., Muhammad Yoga Prastyo, Diakses pada tanggal 27 Maret 2022, https://inet.detik.com/security/d-6000093/5-modus-penipuan-online-ini-kerap-terjadi-pernah-mengalami.

2. Ibid.

3. Ibid.

4. Ibid.

The Mystery of the 7-Year Death of Akseyna, University of Indonesia Student

 

(kumparan.com)

By:

Team of Hukumindo

Previously, the Hukumindo.com platform has talk about "Phryne Case: Free From The Death Penalty By Asking For Forgiveness", you may read also "Trial of Socrates" and on this occasion we will discuss about 'The Mystery of the 7-Year Death of Akseyna, University of Indonesia Student'. This article is entirely taken from www.kompas.com with the title: "Misteri 7 Tahun Kematian Mahasiswa UI Akseyna yang Belum Juga Terungkap...", as attached reference.

On Saturday (26/3/2022), the death of a young man named Akseyna Ahad Dori (19) has just entered the seventh year. Based on the records of Kompas.com, Akseyna was found lifeless in Kenanga Lake, University of Indonesia (UI), Depok, West Java, on March 26, 2015. Akseyna is a student majoring in Biology, Faculty of Mathematics and Natural Sciences UI. When first discovered, the victim was suspected of committing suicide.[1]

Later, the police investigating Akseyna's death stated that Akseyna was a murder victim. However, until now the case has not been revealed.[2]

Identified From The Nose

At that time, Akseyna's body was found by a UI student named Roni in a floating position in Lake Kenangan around 09.00 WIB. The discovery of Akseyna's body has attracted the attention of a number of people. Residents then gathered at the scene of the incident. At first, no one knew that the figure of the corpse was Akseyna because none of the identities were listed. The victim was seen still using a backpack containing a number of stones suspected to have drowned the body. The body was taken to the Kramatjati Police Hospital, East Jakarta, for identification.[3]

At that time, the Head of Criminal Investigation at the Depok Police, Kompol Agus Salim, said that at the same time the body was found, Akseyna's parents were looking for her son's whereabouts. At that time, Akseyna's parents contacted the police and then came from Yogyakarta to Jakarta to identify the body at the Kramatjari Police Hospital. The family confirmed that the body was that of Akseyna, who was identified by the shape of the victim's nose, clothes and shoes.[4]

"When the family examined the victim's body, there was a physical resemblance to the shape of the victim's nose. In addition, the clothes and shoes given by the parents added to the family's belief that it was indeed their child," Agus said on March 31, 2015.[5]

There Was a Will 

At that time the victim allegedly committed suicide because The police, who are investigating the case, found a will on the wall of Akseyna's boarding room. "Temporary suspicion of suicide. We found some kind of will from the victim," said Agus. The will was handwritten in English which implied the victim's final message.[6]

 

The letter reads "Will not return for please don't search for existence, my apologies for everything enternally." "The writing is in English. The point is, the victim doesn't want to be found and (asks) for an apology," said Agus. The letter was then investigated by the Forensic Laboratory Center (Puslabfor). The results showed that the writing was identical to Akeyna's handwriting.[7]

Irregularities 

Akseyna's father, Colonel (Sus) Mardoto, saw a number of irregularities regarding the death of his son. There were bruises on Akseyna's body. The presence of a number of stones found in the victim's bag was also suspected by the father. Apart from that, Mardoto is not sure that the piece of paper that his son is supposed to have written was a will. "If you commit suicide, you don't need to do something as complicated as that (writing a will)," said Mardoto.[8]

Alleged as a Murder Victim

The police did not stop at that time. A number of witnesses, evidence, and the results of the post-mortem were re-examined. Investigators also summoned expert witness graphologist from the American Handwriting Analysis Foundation Deborah Dewi to provide information regarding the handwriting of the letter.[9]

As a result, Deborah stated that the handwriting on the letter was not Akseyna's. Police later believed Akseyna was the victim of a murder. "What can be known is that the death toll is suspected not to have been a suicide," said the Director of General Crime Investigation at the Metro Jaya Police at the time, Commissioner Krishna Murti.[10]

Another thing that strengthens the suspicion is the post-mortem which concluded that Akseyna was allegedly unconscious before being plunged into the lake. In Akseyna's lungs there is also water and sand. It will not be found if the victim can not breathe. In addition, there was a tear in the heel of Akseyna's shoe, strengthening the suspicion that there was an attempt to drag the victim. Krishna then again doubts that Akseyna died by suicide. "The lake is shallow. If he committed suicide, why not plunge into the sea. Drowning himself is a very slow process of suicide. If you want to kill yourself, why not just jump off the roof of the building," said Krisha.[11]

Even though they were sure that Akseyna was the victim of a murder, the police had difficulty solving the case. The police said that the disclosure of this case was quite difficult because the condition of the place where the victim died had been damaged due to being entered by unauthorized persons. Thus, the case of Aksey's death is still a mystery to this day.[12]

And if you have any legal issue to solve, contact us, feel free in 24 hour, we will be happy to assist you. 

*) For further information please contact:

Mahmud Kusuma Advocate

Law Office

Jakarta - Indonesia.

E-mail: mahmudkusuma22@gmail.com

________________

References:

1. "Misteri 7 Tahun Kematian Mahasiswa UI Akseyna yang Belum Juga Terungkap...", www.kompas.com., Penulis : Muhammad Isa Bustomi, Editor : Nursita Sari, Diakses pada tanggal 27 Maret 2022, https://megapolitan.kompas.com/read/2022/03/26/19200541/misteri-7-tahun-kematian-mahasiswa-ui-akseyna-yang-belum-juga-terungkap.

2. Ibid.

3. Ibid.

4. Ibid.

5. Ibid.

6. Ibid.

7. Ibid.

8. Ibid.

9. Ibid.

10. Ibid.

11. Ibid.

12. Ibid.

Phryne Case, Free From The Death Penalty By Asking For Forgiveness

(www.akg-images.fr)

By:

Team of Hukumindo

Previously, the Hukumindo.com platform has talk about "Trial of Socrates", you may read also "Complaints Post for Victims of Illegal Trading Robots" and on this occasion we will discuss about 'Phryne Case, Free From The Death Penalty By Asking For Forgiveness'.

The law applies to everyone indiscriminately. That's bullshit, because Phryne, an ancient Greek prostitute woman, escaped the death penalty just because she was beautiful. This means that the law doesn't work for someone who is beautiful, like Phryne, even though it's clear that she has committed a crime.[1]

In Ancient Greece, Phryne was known as a top entertainer. Many are crazy about Phryne, because she has a beautiful face and a curvaceous body. Once upon a time, Phryne stumbled upon a serious case. She was brought before the court on the death penalty. Phryne was helpless and she was left waiting for her fate in the courtroom. However, Phryne has an intelligent defender named Hyperides.[2]

During the trial Phryne and Hyperides listened to all charges without interrupting or interrupting. It was their turn to defend themselves, Phryne and Hyperides didn't say much. Then Hyperides whispered a sentence in Phryne's ear. The girl nodded and confidently walked to the front of the court. Shortly after standing up, Phryne immediately took off the clothes she was wearing one by one. Phryne finally naked without a single thread attached to her body. What Phryne did was actually pornographic category. But what happened? After being naked, Phryne approached the judges one by one, begging for forgiveness.[3]

A judge then said: "I don't think I can punish God's creation as beautiful as this". The judge's decision was later approved by the other judges. Phryne is finally free from the death penalty. Yes, it seems that Phryne is immune from the law only with her facial beauty and body beauty. From that case, the law applies to everyone indiscriminately, it turns out to be nonsense.[4]

There are several things that we must pay attention carefully in reading this case, first, it needs to be reiterated that Phryne did not escape the law, she only escaped the death penalty. This means that if it can be compared with the conditions of the current criminal trial, he has escaped the maximum charge submitted by the Prosecutor. Second, Phryne made a legal defense through an apology and forgiveness for the mistakes she had made in court. In a criminal trial, this is possible. Third, about being naked in court when asking for forgiveness, according to the author, this is just a condiment or a kind of trick in addition, because it is directly proportional to her profession as a prostitute. And if you need an attorneys to defend your rights on trial, contact us, feel free in 24 hour, we will be happy to assist you. 

*) For further information please contact:

Mahmud Kusuma Advocate

Law Office

Jakarta - Indonesia.

E-mail: mahmudkusuma22@gmail.com

________________

References:

1. "Phryne Bebas dari Hukuman Mati Cuma Bermodalkan Telanjang dan Mohon Ampunan", zonapriangan.pikiran-rakyat.com., Diakses pada tanggal 26 Maret 2022, https://zonapriangan.pikiran-rakyat.com/internasional/pr-461954728/phryne-bebas-dari-hukuman-mati-cuma-bermodalkan-telanjang-dan-mohon-ampunan?page=3

2. Ibid.

3. Ibid.

4. Ibid.

The Trial of Socrates

(Jacques-Louis David)

By:

Team of Hukumindo

Previously, the Hukumindo.com platform has talk about "Posko Pengaduan Korban Robot Trading Ilegal" you may read also "Complaints Post for Victims of Illegal Trading Robots" and on this occasion we will discuss about 'Trial of Socrates'. This article full cited from https://en.wikipedia.org., titled the same as this article.

The trial of Socrates (399 BC) was held to determine the philosopher's guilt of two charges: asebeia (impiety) against the pantheon of Athens, and corruption of the youth of the city-state; the accusers cited two impious acts by Socrates: "failing to acknowledge the gods that the city acknowledges" and "introducing new deities".[1]

The death sentence of Socrates was the legal consequence of asking politico-philosophic questions of his students, which resulted in the two accusations of moral corruption and impiety. At trial, the majority of the dikasts (male-citizen jurors chosen by lot) voted to convict him of the two charges; then, consistent with common legal practice voted to determine his punishment and agreed to a sentence of death to be executed by Socrates's drinking a poisonous beverage of hemlock.[2]

Primary-source accounts of the trial and execution of Socrates are the Apology of Socrates by Plato and the Apology of Socrates to the Jury by Xenophon of Athens, who had also been his student; modern interpretations include The Trial of Socrates (1988) by the journalist I. F. Stone, and Why Socrates Died: Dispelling the Myths (2009) by the Classics scholar Robin Waterfield.[3]

Background

Before the philosopher Socrates was tried for moral corruption and impiety, the citizens of Athens knew him as an intellectual and moral gadfly of their society. In the comic play, The Clouds (423 BC), Aristophanes represents Socrates as a sophistic philosopher who teaches the young man Pheidippides how to formulate arguments that justify striking and beating his father. Despite Socrates denying he had any relation with the Sophists, the playwright indicates that Athenians associated the philosophic teachings of Socrates with Sophism. As philosophers, the Sophists were men of ambiguous reputation, "they were a set of charlatans that appeared in Greece in the fifth century BC, and earned ample livelihood by imposing on public credulity: professing to teach virtue, they really taught the art of fallacious discourse, and meanwhile propagated immoral practical doctrines."[4]

Besides The Clouds, the comic play The Wasps (422 BC) also depicts inter-generational conflict, between an older man and a young man. Such representations of inter-generational social conflict among the men of Athens, especially in the decade from 425 to 415 BC, can reflect contrasting positions regarding opposition to or support for the Athenian invasion of Sicily. Many Athenians blamed the teachings of the Sophists and of Socrates for instilling the younger generation with a morally nihilistic, disrespectful attitude towards their society.[5]

Socrates left no written works; however, his student and friend, Plato, wrote Socratic dialogues, featuring Socrates as the protagonist. As a teacher, competitor intellectuals resented Socrates's elenctic examination method for intellectual inquiry, because its questions threatened their credibility as men of wisdom and virtue.[6]

It has sometimes been claimed that Socrates described himself as the "gadfly" of Athens which, like a sluggish horse, needed to be aroused by his "stinging". In the Greek text of his defense given by Plato, Socrates never actually uses that term (viz., "gadfly" [Grk., oîstros])[ to describe himself. Rather, his reference is merely allusive, as he (literally) says only that he has attached himself to the City (proskeimenon tē polei) in order to sting it. Nevertheless, he does make the bold claim that he is a god's gift to the Athenians. Socrates' elenctic method was often imitated by the young men of Athens.[7]

Association with Alcibiades and the Thirty Tyrants

Alcibiades was an Athenian general who had been the main proponent of the disastrous Sicilian Expedition during the Peloponnesian Wars, where virtually the entire Athenian invading force of more than 50,000 soldiers and non-combatants (e.g., the rowers of the Triremes) was killed or captured and enslaved. He was a student and close friend of Socrates, and his messmate during the siege of Potidaea (433–429 BC). Socrates remained Alcibiades' close friend, admirer, and mentor for about five or six years. During his career, Alcibiades famously defected to Sparta, Athens' arch-enemy, after being summoned to trial, then to Persia after being caught in an affair with the wife of his benefactor (the King of Sparta). He then defected back to Athens after successfully persuading the Athenians that Persia would come to their aid against Sparta (though Persia had no intention of doing so). Finally driven out of Athens after the defeat of the Battle of Notium against Sparta, Alcibiades was assassinated in Phrygia in 400 BC by his Spartan enemies.[8]

Another possible source of resentment was the political views that he and his associates were thought to have embraced. Critias, who appears in two of Plato's Socratic dialogues, was a leader of the Thirty Tyrants (the ruthless oligarchic regime that ruled Athens, as puppets of Sparta and backed by Spartan troops, for eight months in 404–403 BC until they were overthrown). Several of the Thirty had been students of Socrates, but there is also a record of their falling out.[9]

As with many of the issues surrounding Socrates' conviction, the nature of his affiliation with the Thirty Tyrants is far from straightforward. During the reign of the Thirty, many prominent Athenians who were opposed to the new government left Athens. Robin Waterfield asserts that "Socrates would have been welcome in oligarchic Thebes, where he had close associates among the Pythagoreans who flourished there, and which had already taken in other exiles.": 183  Given the availability of a hospitable host outside of Athens, Socrates, at least in a limited way, chose to remain in Athens. Thus, Waterfield suggests, Socrates' contemporaries probably thought his remaining in Athens, even without participating in the Thirty's bloodthirsty schemes, demonstrated his sympathy for the Thirty's cause, not neutrality towards it. This is proved, Waterfield argues, by the fact that after the Thirty were no longer in power, anyone who had remained in Athens during their rule was encouraged to move to Eleusis, the new home of the expatriate Thirty. Socrates did oppose the will of the Thirty on one documented occasion. Plato's Apology has the character of Socrates describe that the Thirty ordered him, along with four other men, to fetch a man named Leon from Salamis so that the Thirty could execute him. While Socrates did not obey this order, he did nothing to warn Leon, who was subsequently apprehended by the other four men.[10]

Support of oligarchic rule and contempt for Athenian democracy

According to the portraits left by some of Socrates' followers, Socrates himself seems to have openly espoused certain anti-democratic views, the most prominent perhaps being the view that it is not majority opinion that yields correct policy but rather genuine knowledge and professional competence, which is possessed by only a few. Plato also portrays him as being severely critical of some of the most prominent and well-respected leaders of the Athenian democracy; and even has his claim that the officials selected by the Athenian system of governance cannot credibly be regarded as benefactors since it is not any group of many that benefits, but only "someone or very few persons". Finally, Socrates was known as often praising the laws of the undemocratic regimes of Sparta and Crete. Plato himself reinforced anti-democratic ideas in The Republic, advocating rule by elite, enlightened "Philosopher-Kings".[11]

The totalitarian Thirty Tyrants had anointed themselves as the elite, and in the minds of his Athenian accusers, Socrates was guilty because he was suspected of introducing oligarchic ideas to them. Larry Gonick, in his "Cartoon History of the Universe" wrote:

"The trial of Socrates has always seemed mysterious ... the charges sound vague and unreal ... because behind the stated charges was Socrates's real crime: preaching a philosophy that produced Alcibiades and Critias ... but of course he couldn't be prosecuted for that under the amnesty [which had been declaredafter the overthrow of the Thirty Tyrants] ... so his accusers made it "not believing the Gods of the city, introducing new gods, and corrupting the youth".

Apart from his views on politics, Socrates held unusual views on religion. He made several references to his spirit, or daimonion, although he explicitly claimed that it never urged him on, but only warned him against various prospective actions.[12]

Trial

The formal accusation was the second element of the trial of Socrates, which the accuser, Meletus, swore to be true, before the archon (a state officer with mostly religious duties) who considered the evidence and determined that there was an actionable case of "moral corruption of Athenian youth" and "impiety", for which the philosopher must legally answer; the archon summoned Socrates for a trial by jury.[13]

Athenian juries were drawn by lottery, from a group of hundreds of male-citizen volunteers; such a great jury usually ensured a majority verdict in a trial. Although neither Plato nor Xenophon of Athens identifies the number of jurors, a jury of 501 men likely was the legal norm. In the Apology of Socrates (36a–b), about Socrates's defence at trial, Plato said that if just 30 of the votes had been otherwise, then Socrates would have been acquitted (36a), and that (perhaps) less than three-fifths of the jury voted against him (36b). Assuming a jury of 501, this would imply that he was convicted by a majority of 280 against 221.[14]

Having been found guilty of corruption and impiety, Socrates and the prosecutor suggested sentences for the punishment of his crimes against the city-state of Athens. Expressing surprise at the few votes required for an acquittal, Socrates joked that he be punished with free meals at the Prytaneum (the city's sacred hearth), an honour usually held for a benefactor of Athens, and the victorious athletes of an Olympiad. After that failed suggestion, Socrates then offered to pay a fine of 100 drachmae – one-fifth of his property – which largesse testified to his integrity and poverty as a philosopher. Finally, a fine of 3,000 drachmae was agreed, proposed by Plato, Crito, Critobulus, and Apollodorus, who guaranteed payment – nonetheless, the prosecutor of the trial of Socrates proposed the death penalty for the impious philosopher. (Diogenes Laërtius, 2.42). In the end, the sentence of death was passed by a greater majority of the jury than that by which he had been convicted.[15]

In the event, friends, followers, and students encouraged Socrates to flee Athens, an action which the citizens expected; yet, on principle, Socrates refused to flout the law and escape his legal responsibility to Athens (see: Crito). Therefore, faithful to his teaching of civic obedience to the law, the 70-year-old Socrates executed his death sentence and drank the hemlock, as condemned at trial. (See: Phaedo).[16]

Ancient Interpretations of the trial of Socrates

In the time of the trial of Socrates, the year 399 BC, the city-state of Athens recently had endured the trials and tribulations of Spartan hegemony and the thirteen-month régime of the Thirty Tyrants, which had been imposed consequently to the Athenian defeat in the Peloponnesian War (431–404 BC). At the request of Lysander, a Spartan admiral, the Thirty men, led by Critias and Theramenes, were to administer Athens and revise the city's democratic laws, which were inscribed on a wall of the Stoa Basileios. Their actions were to facilitate the transition of the Athenian government from a democracy to an oligarchy in service to Sparta.[17]

Moreover, the Thirty Tyrants also appointed a council of 500 men to perform the judicial functions that once had belonged to every Athenian citizen. In their brief régime, the Spartan oligarchs killed about five percent of the Athenian population, confiscated much property, and exiled democrats from the city proper. The fact that Critias, leader of the Thirty Tyrants, had been a pupil of Socrates was held against him.[18]

Plato's presentation of the trial and death of Socrates inspired writers, artists, and philosophers to revisit the matter. For some, the execution of the man whom Plato called "the wisest and most just of all men" demonstrated the defects of democracy and of popular rule; for others, the Athenian actions were a justifiable defence of the recently re-established democracy.[19]

Modern Interpretations of the trial of Socrates

In The Trial of Socrates (1988), I. F. Stone argued that Socrates wanted to be sentenced to death, to justify his philosophic opposition to the Athenian democracy of that time, and because, as a man, he saw that old age would be an unpleasant time for him.[20]

In the introduction to his play Socrates on Trial (2007), Andrew Irvine claimed that because of his loyalty to Athenian democracy, Socrates willingly accepted the guilty verdict voted by the jurors at his trial:

"During a time of war, and great social and intellectual upheaval, Socrates felt compelled to express his views, openly, regardless of the consequences. As a result, he is remembered today, not only for his sharp wit and high ethical standards, but also for his loyalty to the view that, in a democracy, the best way for a man to serve himself, his friends, and his city – even during times of war – is by being loyal to, and by speaking publicly about the truth."

In Why Socrates Died: Dispelling the Myths (2009), Robin Waterfield wrote that the death of Socrates was an act of volition motivated by a greater purpose; Socrates "saw himself as healing the City's ills by his voluntary death".[4]: 204  Waterfield wrote that Socrates, with his unconventional methods of intellectual enquiry, attempted to resolve the political confusion then occurring in the city-state of Athens, by willingly being the scapegoat, whose death would quiet old disputes, which then would allow the Athenian polis to progress towards political harmony and social peace.[21]

In The New Trial of Socrates (2012), an international panel of ten judges held a mock re-trial of Socrates to resolve the matter of the charges levelled against him by Meletus, Anytus, and Lycon, that: "Socrates is a doer of evil and corrupter of the youth, and he does not believe in the gods of the state, and he believes in other new divinities of his own". Five judges voted guilty and five judges voted not guilty. Limiting themselves to the facts of the case against Socrates, the judges did not consider any sentence, but the judges who voted the philosopher guilty said that they would not have considered the death penalty for him.[22]

Rhetorical scholar Collin Bjork contended that Plato's depiction of the trial makes an important contribution to rhetorical theories of ethos, one that countered "prevailing notions of rhetoric as an art primarily concerned with making individual speeches and foreground[ed] instead the rhetorical impact of a lifetime of philosophical-cum-rhetorical activity" (258).[23] And if you need an attorneys in Indonesia territory to address your trial, contact us, feel free in 24 hour, we will be happy to assist you. 

*) For further information please contact:

Mahmud Kusuma Advocate

Law Office

Jakarta - Indonesia.

E-mail: mahmudkusuma22@gmail.com

________________

References:

1. "Trial of Socrates", en.wikipedia.org., Diakses pada tanggal 25 Maret 2022, https://en.wikipedia.org/wiki/Trial_of_Socrates

2. Ibid.

3. Ibid.

4. Ibid.

5. Ibid.

6. Ibid.

7. Ibid.

8. Ibid.

9. Ibid.

10. Ibid.

11. Ibid.

12. Ibid.

13. Ibid.

14. Ibid.

15. Ibid.

16. Ibid.

17. Ibid.

18. Ibid.

19. Ibid.

20. Ibid.

21. Ibid.

22. Ibid.

23. Ibid.

These 5 Acts Are Crimes in Indonesia

(iStock)

By:

Team of Hukumindo

Previously, the Hukumindo.com platform has talk about "Bernie Madoff: The Story of the Biggest Ponzi Scheme Scam in History", "How to Open a Police Report in Indonesia?", "What's The Difference Between Police Report and Public Complaint?" you may read also "How To Report Online Scammer Or Fraud To The Police In Indonesia" and on this occasion we will discuss about 'These 5 Acts Are Crimes in Indonesia'.

When you visit another country either for a vacation or to do business, please keep your attitude in accordance with the laws in the destination state. Sometimes, the laws that apply in our country are different from the laws that apply in another country. The same applies when you visit Indonesia, an act may be allowed in your country but prohibited in Indonesia. Indonesia is an independent and sovereign country that has its own legal system. Here are 5 Acts which classified as a Crimes in Indonesia which may be allowed in your country.

Gambling

Macau and Las Vegas legalize gambling. Casinos employ 20 percent of the population in Macau. Locals rarely visit casinos to gamble and government employees are prohibited from gambling here. The majority of gamblers are from mainland China and Hong Kong. The Portuguese settled in Macau in the 16th century and the island was handed back to China in 1999.[1] Las Vegas is known as a city built on human sin. The city is known as the gambling center of the world. The practice of gambling operates 24 full hours throughout the city center. Tens or hundreds of millions of US dollars spin every second on the Las Vegas gambling table. They can suddenly get rich by gambling, or vice versa become poor.[2]

In Indonesia, gambling is a criminal act. Regulations related to gambling in Indonesia have been regulated in several articles, one of which regulates the gambling article, namely Article 303 bis Paragraph (1) of the Criminal Code, while the online gambling article is regulated in Article 27 Paragraph (2) of the ITE (Information and Electronic Transaction) Law No. 45 Paragraph (2) No.19 of 2016. 

Marijuana

The psychotropic substances in the plant (marijuana) are believed to be able to provide healing therapy for patients with nervous disorders, depression, autism, Parkinson's, to cancer. However, research on marijuana for medical needs is still being carried out. There are at least nine countries that have now legalized the use of marijuana for medical and recreational purposes, including these countries: Canada, Italy, Argentina, Australia, Mexico, Uruguay, South Africa, the Netherlands and Germany.[3]

Marijuana is a type of narcotics class I as stated in the List of Narcotics Category I number 8 Attachment to the Regulation of the Minister of Health Number 50 of 2018 concerning Changes in the Classification of Narcotics ("Permenkes 50/2018"). The act of possessing marijuana can be punished as stipulated in Article 112 of the Narcotics Law (Law No. 35 of 2009 concerning Narcotics and its amendments). A person who uses narcotics without rights or against the law can be punished based on Article 127 paragraph (1) letter 'a' of the Narcotics Law which states that any abuser of class I narcotics for oneself is sentenced to a maximum imprisonment of 4 (four) years.

Blasphemy

Freedom of expression, which is commonplace in other countries, does not apply absolutely in Indonesia, you should never make criticism that will drag you into religious blasphemy. The actions of critics such as those carried out by the French magazine Charlie Hebdo (often displays journalistic content in the form of caricatures including satirical jokes. This magazine often criticizes politics, culture and religion) are classified crimes of blasphemy in Indonesia.

Blasphemy is regulated in Article 156 of the Criminal Code, with a maximum imprisonment of four years. One of the famous cases of blasphemy in Indonesia is the case of Basuki Tjahaya Purnama/Ahok (Former Governor of Jakarta).

Pornography

You will not find magazines like Playboy, FHM, Maxim, or Pornhub website in Indonesia, because pornography in Indonesia is classified as a crime. 

Pornography has been regulated in several laws, including: a). the Criminal Code (“KUHP”); b). Law Number 11 of 2008 concerning Information and Electronic Transactions (“ITE Law”) as amended by Law Number 19 of 2016 concerning Amendments to Law Number 11 of 2008 concerning Electronic Information and Transactions (“Law 19/ 2016”); and c). Law Number 44 of 2008 concerning Pornography (“Pornography Law”). 

Terrorism Financing

The intention of your heart is to donate to religious activities in Indonesia, but you have to be careful, don't let your actions be classified as financing terrorism. Based on Law no. 9 of 2013 concerning the Prevention and Eradication of Criminal Acts of Terrorism Financing (TPPT), Terrorism financing is the use of assets directly or indirectly for terrorist activities. You may conduct consultation to us first if you want to donate on the basis of religion in Indonesia. 

In Indonesia itself, the explanation of the financing of terrorism is explained in Law Number 9 of 2013 concerning the Prevention and Eradication of the Crime of Financing of Terrorism. It is stated that the financing of terrorism is any act in the context of providing, collecting, giving, or lending funds, either directly or indirectly, with the intention of being used and/or known to be used to carry out terrorist activities, terrorist organizations, or terrorists.[4]

And if you have difficulties with this topic, contact us, feel free in 24 hour, we will be happy to assist you. 

*) For further information please contact:

Mahmud Kusuma Advocate

Law Office

Jakarta - Indonesia.

E-mail: mahmudkusuma22@gmail.com

________________

References:

1. "8 Hal Menarik tentang Makau, Kota Judi Terbesar di Asia", www.cnnindonesia.com., Diakses pada tanggal 17 Maret 2022, https://www.cnnindonesia.com/gaya-hidup/20210618211451-269-656441/8-hal-menarik-tentang-makau-kota-judi-terbesar-di-asia

2. "Pusat Prostitusi hingga Bandar Judi, 5 Kota Ini Dijuluki Paling Berdosa di Dunia", kumparan.com., Diakses pada tanggal 17 Maret 2022, https://kumparan.com/kumparantravel/pusat-prostitusi-hingga-bandar-judi-5-kota-ini-dijuluki-paling-berdosa-di-dunia-1wMqj5lpdbW/3

3. "9 Negara yang Melegalkan Penggunaan Ganja", www.cnnindonesia.com., Diakses pada tanggal 17 Maret 2022, https://www.cnnindonesia.com/internasional/20211008023222-134-704943/9-negara-yang-melegalkan-penggunaan-ganja

4. "Pola Kejahatan Dalam Pendanaan Terorisme", www.ppatk.go.id., Diakses pada tanggal 17 Maret 2022, https://www.ppatk.go.id/siaran_pers/read/952/pola-kejahatan-dalam-pendanaan-terorisme-.html